Category Archives: Co-Operative Project Material With Abstract

Co-Operative Project Material With Abstract

THE IMPORTANCE OF STUDYING PRINCIPLES AND ECONOMICS OF CO-OPERATIVE

THE IMPORTANCE OF STUDYING PRINCIPLES AND ECONOMICS OF CO-OPERATIVE

PREFACE

The problems faced by co-operatives and students studying co-operative Economics stems from their lack of understanding of the co-operative principles and the uniqueness of the co-operative Business Enterprise.

In this project the principles of co-operative were reviewed to enable readers understand the basic concept underlying the co-operative principles.  It analyzed the basic steps to be taken in the organization of a viable co-operative society, since it possess  a major problem in the co-operative movement.

I hope that co-operators who read this project will be able to at least be able to organize a successful co-operative society.

Chapter One

Meaning of Co-operative

Co-operative Value

 

Chapter Two

Principles of Co-operative Business

I.C.A Principles of 1937

Voluntary and Open Membership

Democratic Member Control

Member economic participation

Autonomy and Independence

Education, Training and Information

Co-operation among Co-operatives

Concern for Community

 

Chapter Three

The Rochdale Pioneers I.C.A

Aim of the I.C.A

I.C.A Membership

Types of membership

  1. Collective membership
  2. Individual membership
  3. Ordinary membership

Rights of members.

Duties of members

Past I.C. A Congresses

 

Chapter Four

Introduction

Reasons for joining co-operatives

  1. Economic motive
  2. Sociological motive
  • External pressure

Classification and Types of co-operatives

Producer co-operative society/movement.

Chapter Five

  1. Findings
  2. Recommendations

CHAPTER ONE

 

MEANING OF CO-OPERATIVE

The co-operative institution will tell us that the co-operative institution is about people. It’s about a business.  It is in line with these assertion that various definitions of this subject have been postulated by some school of thoughts.  Whereas some scholars see co-operative or define co-operative as an association of person usually of limited means who have voluntarily joined together to achieve a common Economic goals through the formation of a democratically controlled business organization, making equitable contribution to the capital required and accepting a fair share of the risk and benefits of the undertaking in which the members actively participate.

 

Other International Co-operative Alliance (I.C.A) compliments with the view that co-operative is an autonomous association of persons united voluntarily to meet their common economic, social and cultural needs and aspirations through a jointly owned and democratically controlled enterprise.

 

Furthermore, a co-operative society can be defined as an enterprise formed and directed by association of users applying within itself the rules of democracy and directly intended to save both its own members and the community as a whole.

 

Finally, according to (Bob-Igwe, 1993:15), he defined Co-operative as a voluntary, evolutionary democratic process resulting from initiative and enterprise at the “grassroots” by individuals motivated by the principle of self -help and mutual aid.

 

From the above definition we can infer that the co-operative society is basically:-

  1. An association of persons
  2. A union of capital
  3. A common need to solve a mutual problem (self help.)

Co-operative Value.

Values are basic conceptions of what is good or bad, a standard for behaviour and quicker for action when properly inculcated.  The I.C.A in 1995 amended the 1966 principles of co-operatives, the principles were derived from co-operative values which clearly states the co-operative attitude to social and economic life which distinguishes them from other forms of business.

 

When we understand the co-operative values, then we can understand the nature of co-operatives.  Co-operative values are stated by the I.C.A in 1995.

  1. Self-help
  2. Democracy
  3. Equality
  4. Equity
  5. Solidarity
  6. Honesty
  7. Openness
  8. Social responsibility
  9. Caring for others.

These values can be divided into two parts namely:

  1. Organization related values.
  2. Moral behaviour related values.

 

The first set of values deal with the happenings inside the co-operative complex, which relates to the effectivity and efficiency in the co-operative society.  While the second group of values are concerned with what is good and what is bad.

 

Self-Help:-  Basically a co-operative is an association of persons who come together to solve a common problem which they cannot solve on their own.  The idea of self-help springs to mind immediately, the need for them to assist one another in solving an immediate problem and not rallying on the government or other external bodies to come to their aid.  These doesn’t take out the possibility of it getting external assistance.  They can of course enjoy that through their joint effort – a self-help.

 

Democracy:-  In the co-operative society each member has only one vote irrespective of his contribution to the organization in capital and effort.  This originated from the Rochdale Pioneers and was an attempt at safeguarding the organization from their multiple share holders who may tend to dictate the tune for running the co-operative business enterprise.

 

Equality:-  Without any discrimination of sex, race, religion, politics, creed, social status and economic class, men are equal.  In the conduct of the affairs of a society, members are regarded as equals and treated as such.  In simple analysis, equality entails same right to participation, right to be informed, right to be heard, right to be involved in decision making and executive work.  The value of equality recognizes the importance of all members not minding their social status or economic contribution to the society.

 

Equity:-  While the society tends to recognize all their members as being equal, it would also be unfair not to acknowledge the fact that some members may have played very active role for the success of the co-operative business through high patronage, higher capital contribution.  According to Onuoha, equity means proportional equality.  This is usually represented in percentages for instance, 10 percent of shareholding of patronage, etc..  what is being emphasized here is that all will not benefit equally but one should benefit to the extent of his/her involvement in the society.

 

Furthermore, equity also relates to how their parties are treated.  By this I mean how employees, suppliers, creditors and other non-member customers are handled by the society.  The rule of equity means that each of these receives a fair share of their industry.  Co-operative wealth or earnings must be distributed on the basis of one’s contribution.

 

Solidarity:-  The most important co-operative value is self help while the second most important is solidarity.  Solidarity simply stated means unity, interdependency and mutual support.  They need to stand together to be able to carry out decisions which have been jointly taken by the members of co-operative.  Alone members would be unable to stand but united they stand strong.

 

Honesty:-  Honesty has always been applied in the running of the co-operative enterprise.  The Rochdale Pioneers made it one of the rules when they insisted on sales of pure and unadulterated goods.  The value states that members of the co-operative and their officers should be honest in their transactions with the co-operative business enterprise clearly stating all their transactions for members accordingly.

 

Openness:-  Co-operative society is a social group, not a secret society or a cult.  It is also a public organization.  Therefore openness states that the members of the co-operative should give clear statement of their transaction, which should be recorded and made it available to all members on demand to inspect, commend or criticize.

 

For many co-operatives in Nigeria, one major problem has always been mismanagement  characterized by abuse of office by officers, embezzlement of funds, fraudulent conversion of associations property to personal use, etc.  if the co-operative books are recorded accurately and kept open for inspection, the likelihood of these sharp practices occurring will not emerge, for fear of being found out immediately the books are inspected on demand by any member.

Social Responsibility:-  For hundreds of years age, co-operatives being people oriented have learnt to be socially responsible and environmentally friendly.  Today, in Nigeria, many multi-national corporations still refuse to comply with corporate social responsibility stipulations.  For instance, we are all aware of the persistence youth restlessness in the Niger-Delta area of Nigeria as a result of environmental recklessness on the part of these multi-nationals.  We can also say social responsibility, the co-operative has over the years been used by members, government and non-governmental agencies to address the issues of social development.  This is because of the social nature of the co-operative-society.  They have a social obligation in solving the social problem of their members and non-members as well.

 

Caring for others:-  Both within the co-operative enterprise and outside co-operative provide for the needy.

The value encourages the co-operative to reach out to people other than the members of their co-operative according to their financial ability.

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REDUCING UNEMPLOYMENT THROUGH CO-OPERATIVE MOVEMENT (A CASE STUDY OF ENUGU NORTH L.G.A) 2004 – 2010

REDUCING UNEMPLOYMENT THROUGH CO-OPERATIVE  MOVEMENT (A CASE STUDY OF ENUGU NORTH L.G.A) 2004 – 2010

ABSTRACT

 

The study was conducted to examine how unemployment has been reduced through cooperative movement in Enugu North Local Government  Area, from the year 2000 – 2004.

 

In the course of this investigation, research objective and hypothesis were formulated.  Both primary and secondary data were collected, and data were then presented in a tabular form.

 

Based on the above,   the findings on the topic is as follows:

 

Staff/employee of the sampled cooperative are averagely qualified for their various jobs and they are given opportunities for further training by the cooperative societies.

 

Employee of the sampled cooperative are averagely paid with some necessary allowances.

 

Co-operative societies absorbs about 35% of school leavers yearly.

 

There is a continuous education both to the members and the whole public.

 

The researcher’s recommendations includes these:

Government should make it compulsory for every establishment to have its own cooperative.

Government should set up more cooperative banks to give loans to individuals and groups that are prospecting to establish cooperative.

In conclusion the researcher deemed it necessary that every hand must be on desk to encourage the establishment of cooperative enterprises, since it is now obvious  that the only option left for us is to adopt the socio- economic model of mutual self help.

CHAPTER ONE

  • INTRODUCTION

1.1    BACKGROUND OF THE STUDY

  • STAZTEMENT OF THE PROBLEM
  • OBJECTIVE OF THE STUDY
  • SIGNIFICANCE OF THE STUDY
  • RESEARCH QUESTIONS
  • SCOPE AND LIMITATIONS OF THTE STUDY

 

CHAPTER TWO

2.0    LITERATURE REVIEW

  • DEFIINITION OF UNEMPLOYMENT
  • TYPES OF UNEMPLOYMENT
  • CAUSES OF UNEMPLOYMENT
  • PROJECTS CO-OPERATIVE CAN INVOLVE IN
  • BENEFITS OF CO-OPERATIVE SOCIETY

 

CHAPTER THREE

  • RESEARCH DESIGN AND METHODOLOGY
    • SOURCES OF DATA
    • PRIMARY SOURCES
    • SECONDARY SOURCES
    • POPULATION OF STUDY
    • DETERMINATION OF SAMPLE SIZE
    • METHOD OF DATA ANALYSIS

 

CHAPTER FOUR

  • PRESENTATION AND ANALYSIS OF DATA

 

CHAPTER FIVE

  • SUMMARY OF FINDINGS, RECOMMENDATIONS AND

CONCLUSION.

  • SUMMARY OF FINDINGS
  • RECOMMENDAITON
  • CONCLUSION

BIBLIOGRAPHY

APPENDIX.

 

 

 


CHAPTER ONE

 

1.0      INTRODUCTION

1.1      BACKGROUND OF THE STUDY

 

Co-operative is a basis for overall transformation of citizenry social and economic problems.

 

According to Berko (1987 :29), co-operative society is a voluntary and democratic association of persons, with variable membership and variable capital whose members pooled themselves and their resources together on mutual and self help basis to form a business enterprise which seeks to solve the socio-economic problem(s) of these members by directly providing goods and services to them in their capacity as either the owner/customer or owner – employees of the cooperative enterprise.

 

According to Amahalu  (2005 :2), cooperative is defined as an association usually incorporated with economic aims, formed by or for persons or co operations, having common needs, approximately equal voice in management, making approximately  equal or proportional contributions to capital, deriving proportionate services and benefits from it.

 

Co-operative in order to promote the welfare of their members involve themselves in most tangible projects like building of houses, building of schools, building of hospitals, building of recreation centers, markets and building of industries.  Co-operative serves as a hold to company and local development agency; it also seek to provide a community owned structure.

 

 

  • STATEMENT OF PROBLEMS

 

Today, there is vast unemployment in Nigeria and Enugu North in particular.  After many years of democracy there are graduates of 15 (fifteen) years standing, that room the street in search of white-collar jobs that don’t exist.  Unemployment is still on the increased irrespective of federal government budget to curb the scourge.  In the year 2000 the Federal government budgeted N10 billion and N20 billion  in 2001 to deal with unemployment yet, unemployment increases on daily basis.  Both the state and federal governments are lunching out a lot of programmes, on small scale business enterprise, yet unemployment is increasing.

 

However, the fact remain that  no country can succeed in providing a reasonable standard of living for her citizens.  It is now obvious that the only option left of us is to adopt the socio – economic model of mutual self help whereby unemployed individuals can voluntarily join together to achieve a common goal through the formation of co-operative enterprise.

 

Co-operative we know plays multiple roles as institutional frame work for allocating scarce resources, stimulating economic growth and enhancing economic welfare.  It raises the income level of the people by providing income earning opportunities.   Many reasons have been given for this critical situation concerning  jobs, and such reasons include rapid growth of population in our country, the movement of capital to the cheap labour and the impact of new technology.

 

  • OBJECTIVES OF THE STUDY

 

This research has the major objectives of finding in comparative terms on the heavy promotion and creation of cooperative enterprise and exploit the economic benefits associated with them in Enugu North  Local Government Area from 2000 – 2004.

 

Specific Objectives Include:

  • To identify the socio – economic characteristic associated with cooperative societies.
  • To identify the support for modern farming investment for industrial development and expansion of market through cooperative movement.
  • To examine the volume of unemployment created by cooperative society.
  • To assess the volume of viable cooperative society.
  • To identify the problems of cooperative movement in creating job opportunities in Nigeria and Enugu North in particular.
  • To make recommendations on how to improve cooperative societies in order to meet the demand of reducing unemployment.
  • To find out possible project cooperative can be involve in.
  • To find out the number of people employed by cooperative society in Enugu North from 2000 – 2004.

 

 

 

 

  • SIGNIFICANCE OF THE STUDY

 

There is the need for reducing unemployment in our society and Enugu North in particular and the only way out is through cooperative movement.  This analytical study shows the extent of some particular proposals for solutions to these problem of unemployment in Enugu North Areas and also serve as a basis for offering, informed suggestions for improvement on its social-economic development and growth.

 

It is envisaged that the findings, suggestions and recommendations of this study will be beneficial  to all members and non members of co-operative society and government as well.  Specifically, this research will go a long way to encourage people to join co-operative society.

 

To further the scope of this study, discussion and the possible means of efficient  implementation will be based on the followings:

  • Enhance economic, social and cultural situation of strata within limited resources and opportunities as well as to promote their initiatives.
  • Improve social condition and provide social services in the areas of housing, education, electricity, health and communication.
  • Increase personal and national wealth through campaigning against waste. It also impact the  element  for democratic control of economic activity.

 

Therefore, since cooperative thinks about the enhancement of their members well being as their prime ideology,  it has to work towards the achievement of this target.  Also this research study  is primarily concerned in addition to the formal pronouncement of cooperative distribution on how to make them functional that is providing as social-economic development and growth thereby creating job opportunities as the prime ingredient to achieving its aim.

 

  • RESEARCH QUESTIONS.

 

  • What are the number of people employed by cooperative societies in Enugu North?
  • What are the projects cooperative can involve in?
  • Why do people form a joint co-operative societies?
  • What are the problems of cooperative societies in Enugu North?
  • What are the number of viable cooperative society?
  • What are the socio-economic benefits of belonging to cooperative society.

 

  • SCOPE AND LIMITATION OF THE STUDY

 

The scope of the research is Enugu North Local Government Area of Enugu State.  The research is to determine the impact and effect of unemployment reduction  through cooperative movements/societies with specific emphasis on ‘ENUGU NORTH STAFF CREDIT THRIEFT AND LOANS SOCIETY’.

 

The research covers the operation of co-operation movement with the intension of finding out to what extent they can create employment.

 

In the course of generating this work, the researcher faced several  handicaps which include non cooperative attitude of some officials visited which resulted in not giving all the information required about their operations inadequacy of data.  Most of the officers visited were not on sit despite several visitation made by the researcher.

 

Finance  has been a problem to the completion of this research.  It limited frequent travels which ought to have made to the sampled cooperative societies.

Despite all this limitation the researcher tried to control  several errors which would have affected the findings.

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Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

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08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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THE ROLE OF CO-OPERATIVE IN ECONOMIC DEVELOPMENT OF NIGERIA (A CASE STUDY BUREAU OF CO-OPERATIVE DEVELOPMENT AKWA IBOM STATE)

THE ROLE OF CO-OPERATIVE IN ECONOMIC DEVELOPMENT OF NIGERIA

(A CASE STUDY BUREAU OF CO-OPERATIVE DEVELOPMENT AKWA IBOM STATE)

ABSTRACT

 

This research project is a very crucial study designed to find out THE ROLE OF CO-OPERATIVE IN ECONOMIC DEVELOPMENT have been contributed both Educationally and Economically towards the development of Akwa Ibom State and also to find out if  they made any achievement through their qualified and competent personnel. To solve the research problem both primary and secondary data were collected. The research installment used in collecting the data were questionnaires and oral interview. Questionnaires were distributed to the Bureau of Co-operative Development Staff in Akwa Ibom State. After concluding the research work, it was discovered that the co-operative were doing fairly well. This implies that both the high and low income earnests benefit from the existence of co-operative societies. This findings is similar to an earlier findings by Tijani (1988) one of the main findings by Tijani (1988) is the fact that co-operative societies exist in every community in Nigeria that this catches across social stratification. Intensive training programme should develop to encourage to avoid themselves grow having non-challant attitude towards co-operative societies. Rural dwellers should be encourage to access to the benefit accruing from co-operative societies.  Co-operative should be supported to undertake marketing storage and provide essential commodities tot her members.

CHAPTER ONE

1.0  INTRODUCTION                                               1

  • Background of the Study 1
  • Statement of the Problem 5
  • Objectives of the Study 6
  • Research Questions 7
  • Significance of the Study 7
  • Scope of the Study 9
  • Limitation of the Study 9
  • Definition of Terms 10

 

CHAPTER TWO

2.0  REVIEW OF RELATED LITERATURE                            12

  • Historical Background of Co-operative Society 12
  • Aims of Bureau of Co-operative Development 18
  • Organisation and Sources of Fund to

Co-operative Society                                        20

  • Role of Co-operative Society in Economic

Development of Nigeria                                    25

 

CHAPTER THREE

3.0  RESEARCH DESIGN AND METHODOLOGY            35

  • Research Design 35
  • Area of the Study 36
  • Population of the Study 36
  • Simple and Sampling Procedure/Techniques 37
  • Instrument of Data Collection 38
  • Validation of the Instrument 38
  • Reliability of the Instrument 39
  • Method of Data Collection 39
  • Method of Data Analysis 40

CHAPTER FOUR   

4.0  PRESENTATION AND ANALYSIS OF DATA            41

  • Presentation of Data 41
  • Analysis of Data 46
  • Summary of Results               48

 

CHAPTER FIVE    

5.0  SUMMARY OF FINDINGS, CONCLUSION

AND RECOMMENDATION                                   50

  • Summary of Finding 50
  • Conclusion 51
  • Recommendations 52

References                                                      54

Appendix                                                        55

CHAPTER ONE

 

1.0  INTRODUCTION

1.1  BACKGROUND OF THE STUDY

It is pertinent at this juncture to defines what is co-operative society is all about, Okonkwo (1984) described he co-operative society as a voluntary association of free and independent persons, for the betterment of their economic conditions. This definition emphasized three important words; these are voluntary, free and economic the association is purely voluntary and there is no compulsion of any type to force one to become a member of a co-operative without the persons willingness to become a member. The member who forced co-operatives are free to? or not.

The organization is primarily on economic motive. The definition also stressed the economic nature of the association, through, it contradicts with other business associations such as public liability companies, partnership business and social clubs. Bade (1960) saw co-operative society as an association of persons with the same economic problem and who voluntarily associate on the basis of equal right and obligation and endeavor to solve those problems mainly conduction of their own risk, an undertaking to wheal they transpired one of many of the economic function, that correspond to the needs and utilizing this undertaking for their common natural and moral benefits.

Also Water (1960) says that co-operative societies involve the application of philosophy of brotherhood to the economy.

Berko (1987) says that “co-operative society is a voluntary and democratic association of persons, with variable membership and variable capital whose members pooled themselves and their resources together on mutual and self help basis to form a business enterprise which seeks to solve the socio-economic problem(s) of these members by directly providing goods and services to them in their capacity a either the owner/customer or owner-employees of the co-operation enterprise”.

Finally, Ajenuro (1975) maintained that co-operators pool their resources together with a view of make project or simples thus, a group of two hundred farmers may join themselves together into a co-operative society in order to pursue their farming business more efficiently and thus enhance this economic benefits. The co-operatives movement can be regarded as an invention of necessity, origination from the evils of industrial revolution of late 18th and 19th centuries in England among the working class societies. The condition of workers in Britain was very poor. To solve their economic problems the works resorted to form various types of co-operative societies that were directly beneficial to their members. The most successful of the first co-operative society was formed in 1844 at Rochdale, England called the ROCHDALE EQUITABLE PIONEERS SOCIETY and, it has twenty eight (28) members. From the impact and benefit enjoyed by the members, various kind of these organizations stated to emerged with varying names but with the common objectives of self-help and self reliance.

Due to the problems sited above, the researcher deemed its necessary ad to study how these societies has helped toward the economic development of Nigeria.

The aim of these societies was to free the members from exploitation and produce something that will yield money to take case of their need that led them to producing and operating a co-operative shop where they sell or transact business.

Among the co-operative societies today are the consumer co-operatives, marketing co-operatives wholesale co-operative, producers co-operatives, thrift and credit co-operative societies, hey continued existence and contribution to their members in particular and economy in general call for mention in this circumstance.

 

 

 

1.2  STATEMENT OF THE PROBLEM

The introduction and formation of co-operative in Nigeria has viewed as an important tool for the development of the nation. The problem to be solved in this research work are centered on:

The general low income per head of most people in the rural areas of Nigeria economic today is a pre-requisite for group action and effort for self – help and self-reliance among themselves. This is the first and most important reason that account for the caption of co-operative movement.

Another stinking factor trigged of this researcher work is the fact that one people appear not to understand the role of co-operative societies in economic development.

More so, it is the non-challant attitude of most people is embracing the idea of co-operative societies as one of the viable installments for the economic development in one country. It is therefore on the foregoing promise that this research work becomes necessary in the first instance.

1.3  OBJECTIVES OF THE STUDY

The role of co-operative societies in economic development cannot be over emphasized. However a lot of problems abound of which this research work aims to solve objectively.

The objectives of the Study Includes:

To find out the lasting solution to the low income per head associated with most developing countries through the understanding of co-operative movement.

To examine the views of our people for their non-challant attitude towards co-operative societies by unlasting the various benefits accruing from the movement as it affects economic development.

To identify its usefulness as a reference point to their understanding of co-operative societies as an instrument for self-help and self-reliance.

To identify the problems associated with co-operative societies in economic development of Nigeria.

 

1.4  RESEARCH QUESTIONS

To guide this study, three (3) research questions and four (4) hypothesis were formulated as below and in table 1.7 respectively.

To what extent is the existence of co-operative societies help in solving the problems of income per head with most developing countries?

To what extent is the usefulness of co-operative societies serve as a reference point for the self-help and self-reliance.

To what extent has government gone to curb problems associated with co-operative societies as regards in economic development.

 

1.5  SIGNIFICANT OF THE STUDY

A work of this nature is not without significance or relevance to some people group, countries and organization alike.

It is on five (5) premise therefore that the researcher outline the significance of the study as follows:

The study will provide grants for the rural dwellers and the less privileged groups seeking to improve their living standard through self-help and self-reliance efforts such as co-operative societies.

If is of significance to any country in the quest to improve her economic development through co-operative movement.

This research will serve as a reference point to many itching to establish co-operative societies or embark on research towards improving co-operative movement in our societies.

The society at large will benefit from various activities on projects carried out by most co-operative societies.

Government will find the existence useful as co-operative societies encourage economic development.

The study will assist in identifying various problem associated with co-operative societies.

1.6  SCOPE OF THE STUDY

The societies of this study/project work was to cover Bureau of Co-operative Development Akwa Ibom State.

 

1.7  LIMITATION OF THE STUDY

The study was conducted under the time limited of the researcher academic programme as such, time constraint was one of the obvious problems that faced the researcher.

Finance: The financial status of the researcher limited the number of respondents used for this study.

Materials: Furthermore, out library posed another limitation as textbooks, journals and articles on co-operative societies in economic development were over lacking, hence they are the key variable for the study. This affected the researcher.

Work Schedules: The exigency of duties among the respondents posed another limitation as t he researcher found it difficult to call them together on one occasion.

 

 

1.8  DEFINITION OF TERMS

The following terms and concepts are used and applied in this research as defined

Role: A role in the context of this research is taken to mean a co-operative task or duty in economic development.

Economic Development: This is the process by which communities, local government areas with low per capital national income may increase their production of goods and services, employment, level of demand so as o raise t heir standard of living.

REFERENCES

Bob Igwe C.C. (1993) – Prospects on co-Operative Business Enterprises ACENA PUBLISHERS.

Chukwu S.C (1990) – Economic of the Co-operative Business Enterprise.

Gilford J.P (1954) – Psychometric Method New York MacDraw.

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THE ROLE OF AGRICULTURAL CO-OPERATIVE SOCIETIES IN FOOD PRODUCTION (A CASE STUDY OF ENUGU NORTH LOCAL GOVERNMENT AREA)

THE ROLE OF AGRICULTURAL CO-OPERATIVE SOCIETIES IN FOOD PRODUCTION

(A CASE STUDY OF ENUGU NORTH LOCAL GOVERNMENT AREA)

ABSTRACT

 

Modern form of Co-operative leave their origin in the tension and opportunities created by industrialization and urbanization in the nineteenth Century in Europe.

Much of the early interested in co-operative structure seemed from deep regards to the social consequence of industrial capitalism, critics of the new order not simply a framework for business organisation but also as a vehicle for the reutilization of radical social and political goals.

However, much concepts of c-operative have been erased the claims of earlier social prophets, a residual belief remains that co-operators are motivated by group interest as well as self interest, and that non-economic as well as economic objectives may be pursued.  Other of these propositions present difficulties through not inseparable one’s in terms of applying economic analysis to the study of applying economic analysis to the study of Co-operatives, it is pertinently imperative and a restrictive device of immense capacity that co-operative organisations have paid the way for the new economic and social order not only for those, ‘depressed’ in the economy who (mostly of less privileged) are at the receiving end, the logical and social justice, which they embody, but in our ability to translate them concretely and realistically from social theory into social fact and to make them effective in our daily live.

We must always remember that co-operative are organizations of by and for members therefore they are designed to respond to the needs of members.

Agricultural Co-operative has created for the economic charge, for increasing in food produce, for building a better or a more just and equitable society.  They serve to give individuals through voluntary co-operation and mutual assistance, control or bit of their destiny to make people in some way asters of their own fate, subjects and not objects of their history.  Co-operatives are of course pragmatic institution noted in reality of concerts goals.

CHAPTER   ONE

1.0       Introduction

1.1       Background of the Study

1.2       Statement of the problems

1.3       Objectives of the Study

1.4       Research questions

1.5       significance of the Study

1.6       Scope of Study/Limitation

1.7       Definition of Terms

 

CHAPTER   TWO

2.0       Brief History of Peace Broiler/Hatchery and Agricultural Engineers (Enugu) FMCS

2.1       The role of Agricultural Co-operative Organisation

2.2       Farming Systems/Agricultural System

2.3       The Importance of Agricultural Co-operative

2.4       Problems of Agricultural Co-operative

2.5       Market of Produce

2.6       Co-operative Education


CHAPTER   THREE

3.0       Research Design and Methodology

3.1       Area of Study

3.2       Population and Sample

3.3       Source of Data

3.4       Instrument for Data Collection

3.5       Data Collection Procedure

3.6       Method of Data Analysis

 

CHAPTER   FOUR

4.0       Presentation of Data

4.1       analysis and Interpretation of Data

 

CHAPTER   FIVE

5.0       summary of Findings

5.1       Recommendations

5.2       Conclusion

 

            QUESTIONNAIRE

            BIBLIOGRAPHY

 

 


CHAPTER   ONE

 

1.0       INTRODUCTION

1.1       BACKGROUND OF STUDY

Agriculture, from the beginning of time, the first concern of man has been food clothing and shelter in that order.  Agriculture being one of the oldest industries, its origin can be traced to the earliest human societies.  the existence of man fro  the prehistoric era up to the era ancient civilization depended on the ability of the individual to hunt and gather food for consumption.  Food was, however the basic source of life which provided him energy in his wondering and constant struggle for survival.  However, with the realization that food was basic need for survival, efforts were made by early man to cultivate crops.

In spite of the limitations which agriculture is facing, it still remained the most important sector of the world economy.

Agriculture is a basic industry that supports all industries and all aspects of needs can justify from its role and contributions to nation building.   Between 75 – 80% of working population in rural areas engage in agriculture production (farming).  Some are provide jobs in the industries e.g. textile industry, Breweries and shoe industry.

Agriculture aids in rural development, with the location of industries that utilize agricultural produce in an area other investors go to rural areas to set up factories trade and operate business centers people are employed and paid to earn their living. Agricultural provides industrial raw material, textile mills required cotton, and plastic industries use rubber/latex.

Agricultural involves operational clearing of the land and the breaking-up of surface soil, the sowing for seeds, the removal of the weeds from the farm, the harvesting and storage of crops which are disposed of by marketing and the breeding and rearing of animals.  All these Co-operatives can do in a number of different, which involve amounts of labour, time, expense and productivity.  Agricultural education is an area in agriculture that a concern with helping people to develop a desire to learn and teach agriculture.  This is a change of behaviour towards agricultural practices.

 

1.2       STATEMENT OF PROBLEM

Agricultural co-operatives are greatly involved in food production so as to improve the social and economic life of the members and the country as a whole.

In spite of these, agricultural co-operative are still experience low food production owning to some distributing factors, as it associated being studied.

  1. High financial commitment in the formation of the agricultural co-operative of different size and types.
  2. Members neglecting their obligations, participating in-group farm work in the farmland weeding, planting, harvesting and marketing of farm produce.
  3. Procurement of farm inputs like high yielding seeds, stem and seeding, agro-chemical disinfectants and fertilizer.
  4. Problems of marketing of produce and efficiently distribution and returns to inputs utilized.

 

1.3       OBJECTIVE OF STUDY

In food production the study is aimed all examining the role of Agriculture Co-operative food production so as to benefit members and the society as a whole.  The purposes of this study are:

  1. To identify the factor that can cause low food production in agriculture co-operative in (Enugu) North.
  2. To investigate whether problem identified are associated with the agriculture co-operative society.

iii.       To investigate the farms of supports and incentives provided by the government to the agriculture co-operatives if there are any.

  1. To find out the ways and methods that can be used in solving the problems of low food productivity.

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1.4       RESEARCH QUESTIONS

To achieve the purpose or objectives of this study the following research questions were formulated.

  1. What are the causes of the low food production among agriculture co-operative in Enugu North Local Government Area?
  2. To what extent are the problem identified applied or associated with the agriculture co-operative societies being studied?

iii.       Do agricultural co-operative receive incentives from the government?

  1. What form does the incentives from government take?
  2. What are the ways/methods that can afford possible solutions to the problems of low food production?

 

1.5       SIGNIFICANCE OF STUDY

The findings of this research work will enable the society to know what to do in order to improve or enhance the economic activities of the society.  This research work will equally help the Federal government whose set objective is to use co-operative in rural development and increasing the production capacity of the country.

The producer of agricultural products will also benefit because their effective production will be assured through the effective and efficient management of the agricultural co-operatives in food production and there will be an increase in food supply and production in the country thereby leading to a fall in price of goods.  When this is achieved, the consumers and the general public will benefit.

When there is an efficient and effective management of agricultural produce in food production, the co-operative societies especially the rural based ones, it will help in development recommendations of this research work will also be of great benefit to other co-operative societies in the country as it well served as reference material from them.

 

1.6       LIMITATION OF THE STUDY

The study of agricultural co-operatives is a very vast topic to consideration, which needs a careful, and comprehensive research work.

For a proper exposition, however, there are constraints that make it difficult as regards to this project.

 

TIME

It is certain that time have not been very friendly to man.  The limited period at hand is not enough together with data for proper analysis; it is also coupled with academic responsibilities, extra school curricular activities had been an obstacle to this study.

 

FINANCE

Most places one would have visited to collect data and materials were not possible needs due to lack of finance.  Writing a good project needs current and relevant information and they were not just in one place.  It required transportation for one to move from one place to another, which involves a lot of money, with the numerous financial burden as a student one can not afford to channel all his/her resources to one base.

LIMITED RESEARCHABLE MATERIALS

Need of materials for the research work were limited such a government publications, publications by international organisation and textbook, periodic journal etc. officers in co-operative, officers do not co-operate.

 

This posed a limitation to acquisition of information.

 

1.7       DEFINITION OF TERMS

  1. ENTERPRISE

This is institution of businesses that perform services and provides good for its members.

  1. INTEGRATION

This is the act and measure towards influencing the level of enlightenment, understanding and consequently, personal emotional feeling of the member towards co-operative in a positive direction.

  1. PATRONAGE REFUNDS

These are special rights accrued to members in terms of surplus in proportion to the individual members turnover under payment in marketing co-operative.

  1. CO-OPERATIVE EFFECT

The degree of extra satisfaction, which a member derives as a result of participation in the co-operative as compared to working done.

  1. SOCIOLOGICAL GROUP

This group of people with different roles, commons identify common value, internal structure, good level of communication etc.

  1. RESERVE FUNDS

Reserve funds are funds created and maintained with the co-operative business enterprise for different reasons but especially as a form of security against negative eventualities.

  1. CO-OPERATIVE NISUS

The functional relationship between members of business units, and co-operative business unit or the degree of integration between the private unit and the co-operative business enterprise.

  1. RETURNS

These are monetary values resulting from the sale of output of the enterprise.

  1. STATUTORY RESERVES

They are reserves that are created by low whether members like it or not.

  1. VOLUNTARY RESERVES

They are reserves by the act of free will of the members.

  1. SHARE CAPITAL

This is the money contributed by members in other to make their co-operative functional, usually on their acquisition of membership.

  1. LOAN BONDS

These are loan agreements, which every borrower has to sign for the co-operative enterprise.

  1. QUORUM

This is the minimum number of co-operative members allowed in the byelaw to make decision for the society.

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COMPLETE MATERIAL  COST  N2,500 Or $10.  FRESH  PROJECT MATERIAL  COST 50,000 NAIRA FOR UNDERGRADUATE, OTHERS 100,000 -200,000 NAIRA.

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

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THE POTENTIALS FOR A CO-OPERATIVE THRIFT CREDIT SOCIETY IN A HIGHER EDUCATION INSTITUTION (A CASE STUDY OF I.M.T, ENUGU)

THE POTENTIALS FOR A CO-OPERATIVE THRIFT CREDIT SOCIETY IN A HIGHER EDUCATION INSTITUTION

(A CASE STUDY OF I.M.T, ENUGU)

CHAPTER ONE

  • Background of the study/Introduction
  • Statement of Problem
  • Purpose of the Study
  • Scope of the Study
  • Significance of the Study
  • Definition of Term
  • Research Questions.

 

 

CHAPTER TWO

  • Review of Related Literature, Meaning and features of Co-operative Societies.
  • Form/Structures of Co-operative Society
  • Co-operative Union
  • The Essence of Co-operative Society
  • Basic Functions of Co-operative Thrift and Credit Society.
  • Feasibility Study of the Co-operative in IMT.

 

CHAPTER THREE

  • Research Method Used
  • Sources of Data
  • Sample Size and Procedure.
  • Population of the Study
  • Treatment of Data
  • Validation of the Instrument
  • Reliability of the Instrument.

 

CHAPTER FOUR

  • Presentation and Analysis of Data

 

CHAPTER FIVE

  • Summary of Findings
  • Conclusion
  • Recommendations

Bibliography

Appendix.

 


CHAPTER ONE

 

  • BACKGROUND OF THE STUDY/INTRODUCTION

The Co-operative thrift and Credit Society is now in existence in many institutions of higher learning.  Based on this, one might start to wonder what this research topic is all about, since such a programme is not a new one.

All the same, the truth remains that the existence of Co-operative, Thrift and Credit Society in our higher institutions, one side is lower than the other, badly balanced.  This is to say that its present existence concern itself with only a particular section of the institution.

Institute of higher learning presently doing this programme only operate for the benefits of academic an non-academic staff (who are interested in the movement) in these institutions.  Thrift and Credit programme for educational institutions with particular references to the students populace.  To this time, student in institutions of higher learning have been deprived of enjoying the benefits of being members of co-operative movement as much as there is the urgency of the needs to inform students with the objective of the co-operative movement.

It is important for the cause of this research project to have a knowledge of the cooperative movement, the world over and in particular, Nigeria.  This is because such knowledge and understanding gained, provides an invaluable background of the history and patterns of co-operative in different parts of the world.

In the modern form, however, the origin of co-operative, thrift and credit societies can be traced to the 19th century and to Germany.

In Germany, many of the farmers have very small area of land but by hand work and skillful farming, there was just enough to keep the farming going.  The farmers got their credit from local merchants who charged high rate from them and paid low prices for the farm produce.  The result was that the farmers were most heavily indebted and sank into poverty.

Fredrick Willhelm Raiffeison (1818 –1888) seeing all the poverty and hardship of farmers, he tried to help in the light of these he thought out a plan for co-operative thrift and credit society in which the good men of the village could join together to make fund available as loans to co-operative members.  For each loan made there was the security of the property of the borrowed and two guarantors, who had to be members of the society.

History of Institute of Management and Technology (IMT) Enugu.  The institute came into existence under the East central state edict NO.10 of 1973, promulgated by the Administrator of East Central State Ajie Ukpabi Asika.

Earlier to the establishment of the Institute of Management and Technology heading to the award of Ordinary Diploma, the institute of Administration which provided short in service training for civil servants of various grades, the cooperative studies to cooperative inspectors from the ministry.

The institution were autonomous and located differently, the college of technology which was part of the ministry of education were directly controlled by the ministry.  The institute of Administration was controlled by the ministry of establishment while the cooperative college was directly under the ministry of Rural Development.

All the institutions were staffed by civil servants who were posted there from the ministry and could be reposted to other departments or ministries according to the need of the civil servants.

The need to establish a higher institution of learning by upgrading the training of our people technologically, managerial and engineering fields arose in 1970.  this need was vigorously pursued in October, 1971.  the Ukpabi Asika’s administration decided to merge the farmers college of technology and the college came under the unified control of the cabinet office on 1st April, 1972.

In October, 1972 a provisional council was charged with determining and recommending to the government appropriate structure of autonomous institution that would provide higher quality of technologists and technicians, as well as professional and managerial manpower in subject area indicate by the state and national need.

Institute of Management and Technology was occupying presently three different campuses but new two campuses.  And the two campuses were merged in 1971.  Institute  of management and technology started with three school but have grown to eight schools and all made up of thirty five (35) departments.

 

  • STATEMENT OF PROBLEM

It is important at this stage to try and identify the problems that this project seek to address in relation to cooperative thrift and credit society particularly in institute of management and technology, Enugu.

The problems are:

  1. To find out if students of institute of management and technology are aware of cooperative thrift and credit society progeamme and the benefit that the potentials in educational institutions.
  2. To find out factors hindering them from being members after being aware of the existence of the
  3. To find solutions to the factor militating against students being members of the society.
  4. To make student know the need of a common forum where they can solve their financial and material problems. Such as school fees, book, etc.

 

  • PURPOSE/OBJECTIVE OF THE STUDY
  1. To educate student about the special attributes of a cooperative thrift and credit.
  2. To educate students about the essence of cooperative society and its beloved feature.
  3. To engineer the creation of the co-operative thrift and credit programme in educational institutions of higher learning with a view to enhancing proper, efficient and thrift management of funds among students and provide credit facilities for them.
  4. To create awareness among students of the necessity of co-operative thrift and credit society programme to meet the students feeding, educational, material supply and financial upliftment needs.
  5. To educate students about the cooperative movement existence.

 

  • SCOPE AND LIMITATION OF STUDY

The scope of this research work will entail basic understanding of cooperative movement in the world and how it relates to Nigeria.

A clear understanding of the meaning, need and essence of cooperation and of course good appreciation of the cooperative thrift and credit society programme.  This research work will also concentrate on blending co-operative, thrift and credit societies programme.

 

 

LIMITATIONS

The main limitation of this study is lack of relevant literature on the subject matter and time factor, finance is not also left out.

This is for the purpose of this research work the writer will be limited to a random sample size of student in the seven schools instead of the whole institution due to time constraints.  Scarcity of literatures relevant to writers research topic in the school library was also a big problem.  To find solution to this, the writer had to visit the National Library at Independence Layout, Enugu and Enugu State University Library, Enugu.

 

  • SIGNIFICANCE OF THE STUDY

The purpose of this research project is to assist in creating cooperative movement in our institution of higher learning.  This is with a view to improve the cost and problems faced by students in the area of feeding (that is proper feeding.)  This research project hopes to achieve this by educating the students populace about what the cooperative movement is, its early beginning  the world over and with particular reference to the movement in Nigeria.

 

  • DEFINITION OF TERMS

CO-OPERATIVE:  The organized action or movement of all the different types of co-operative societies.

COOPERATORS:  This means individuals, members of the co-operative societies who are participating in plans and programme of the society.

CO-OPERATIVE MOVEMENT:  The organized action (movement) of all the different types of cooperative societies.

PATRON:  This refers to those who participate or patronize the co-operative society.  It also refers to individual members of the cooperative programme.

CREDIT:  This refers to loans giving to individuals of the society to solve their pressing needs and again it refers to purchase made by members of the society on credit.

PROGRAMME:  This refers to the cooperative thrift and credit society actually.

IMT:  This refers to institute of management and Technology.

STUDENTS:  This refers to co-operative thrift and credit union a secondary society incorporating a number of primary society (that is C.T.C.S) operating in the same area.

THRIFT:  This refers to act of saving by the members of the cooperative.

C.F.N:  This means co-operative Federation of Nigeria.  An apex financing body for co-operative society in Nigeria.

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COMPLETE MATERIAL  COST  N2,500 Or $10.  FRESH  PROJECT MATERIAL  COST 50,000 NAIRA FOR UNDERGRADUATE, OTHERS 100,000 -200,000 NAIRA.

MAKE YOUR PAYMENT  INTO ANY OF THE FOLLOWING BANKS:
GTBANK
Account Name : Chi E-Concept Int’l
ACCOUNT NUMBER:  0115939447
First Bank:
Account Name: Chi E-Concept Int’l
Account Name: 3059320631

Foreign Transaction For Dollars Payment :
Bank Name: GTBank
Branch Location: Enugu State,Nigeria.
Account Name: Chi E-Concept Int’l
 Account Number:  0117780667. 
Swift Code: GTBINGLA 
Dollar conversion rate for Naira is 175 per dollar. 

ATM CARD:  YOU CAN ALSO MAKE PAYMENT USING YOUR ATM CARD OR ONLINE TRANSFER. PLEASE CONTACT YOUR BANK SECURITY FOR GUIDE ON HOW TO TRANSFER MONEY TO OTHER BANKS USING YOUR ATM CARD. ATM CARD OR ONLINE BANK TRANSFER IS FASTER FOR QUICK DELIVERY TO YOUR EMAIL . OUR MARKETER WILL RESPOND TO YOU ANY TIME OF THE DAY. WE SUPPORT CBN CASHLESS SOCIETY. 

OR
PAY ONLINE USING YOUR ATM CARD. IT IS SECURED AND RELIABLE.

Enter Amount

form>DELIVERY PERIOD FOR BANK PAYMENT IS  LESS THAN 24 HOURS

CALL OUR  CUSTOMERS CARE  OKEKE CHIDI C ON :  08074466939,08063386834.

AFTER PAYMENT SEND YOUR PAYMENT DETAILS TO

08074466939 or 08063386834, YOUR PROJECT TITLE  YOU WANT US TO SEND TO YOU, AMOUNT PAID, DEPOSITOR NAME, UR EMAIL ADDRESS,PAYMENT DATE. YOU WILL RECEIVE YOUR MATERIAL IN LESS THAN 2 HOURS ONCE WILL CONFIRM YOUR PAYMENT.

WE HAVE SECURITY IN OUR BUSINESS.   

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